Endowment Giving
Tens of thousands of South Dakotans – young children, students, adults, parents, teachers, seniors, voters and more – learn, dream and grow with SDPB. That’s a legacy worth thinking about.

There are lots of ways you can ensure SDPB’s future. Among the easiest are:
• Write a check.
• Use a credit card.
• Arrange electronic funds transfer.

But, alternatives are available. As you plan your significant financial gifts, you will be thinking about your own future, your family, loved ones and other charitable interests. We hope you add the Friends of South Dakota Public Broadcasting to your list. A gift to the Friends of SDPB will enrich the lives of future generations. The Friends of South Dakota Public Broadcasting is a 501(c)(3) non-profit organization and gifts are tax-deductible to the full extent allowed by law.

It’s easy to tell your financial or estate adviser that you want to make a charitable gift arrangement. That professional can help you make the financial arrangements that ensure your legacy will be one that reflects your interests.

Stock & Property
Stocks, mutual funds or other securities can be transferred to the Friends of South Dakota Public Broadcasting. You and your financial adviser can contact us about the details and to arrange a transfer. You may want to make arrangements for a gift of a home, agricultural land or other real estate. Using a life estate arrangement, you can even make a gift of property now and get a possible tax benefit now, while continuing to use or reside at the property for as long as you live. You continue to take care of the property, pay the taxes and even receive any income it generates.

Wills & Trusts
A will is the simplest way to distribute your estate and is an easy way to designate gifts to Friends of South Dakota Public Broadcasting. By creating a will or making a simple revision, you can make a gift of the remainder of a retirement account, a percentage of your estate, a certain dollar amount, a specific property, or what is left after you provide for loved ones. If you choose to rely on a revocable living trust, consider adding a charitable dimension to this plan as well.

Retirement Plans & Life Insurance
Whether you are participating in a company pension plan or other private plan, you may find you have accumulated funds beyond your need. These excess funds may be given during your life. It may be advantageous to direct the remainder of retirement funds to a charity after your death. For example: the remainer of a tax-deferred retirement plan such as a 401K is subject to income tax and possibly other fees after your death. However, if the gift goes to a charity, the charity gets the full benefit.

Another simple way to make a significant gift in the future is to name Friends of SDPB as a beneficiary of a portion or of all of the proceeds of a life insurance policy. Another way to make a gift of insurance is to purchase a new policy, naming Friends of SDPB as a beneficiary or co-beneficiary.

Life Income
Other options are available. You can set up an annuity, or a charitable remainder trust, reserving the cash flow for yourself until your death, when the property that remains is distributed to charity. You may receive a tax deduction when you create the trust. A charitable lead trust is the opposite of the charitable remainder trust. The Friends of South Dakota Public Broadcasting receives the cash flow, usually for a term of years. At the end of a designated period, the remainder is returned.